Friday, February 17, 2012

Chinny chin chin...

Today, I'm spending some much needed time away from all things creative.

*sad face*

But, I say needed because I started the day off reading my most recent "No" email from an agent. As you can imagine, it didn't start my day off well. Which, if anything, should teach me a lesson on reading emails as soon as my alarm goes off.

Yesterday, I had continued some work on what I think will be a most wicked Noir novella and had spent most of the night dreaming about its organization. Today, I was planning on expanding my notes.

Instead--honest to blog--I'm highlighting my credit report. (Yes, that was a Juno reference.)

And, yes, that said credit report.

*sad face with a double chin*

One of the worst things sucking money from my wallet are the student loans that I pay regularly without the gratification of a college diploma. Although, believe me, I look in the mirror when I get angry. No one's fault but my own.

I've been paying on them for a bit now and have been so proud of myself for keeping it all square with my budget until I found out the other day that my good deed isn't exactly beneficial to me. With each payment separated into a couple small loans, it makes my credit look "bless her heart" instead of "let's give her a house" (<-which I want one day).

On top of that--if you haven't seen your own--you probably should. I came away with a handful of things that were actually false. For starters: let me give a shout out to the person in Gatesville who opened a water bill on an apartment there under my name. I'm sure you know that you failed to pay your bill. Thumbs up. You rock.

*sad face with a triple chin*

Also, I'm a little unnerved that there are three different "Kayla's" under my Social. Yeah, that wasn't a typo. I said THREE. Let's count them: 1)Me, 2) Kayla Watson, and 3) Kayla Weese. 

What's really funny is that I halfway knew about one of those. A LONG time ago when I got out of school (10 year reunion this year!), I didn't have any credit for anything. And, let me tell you, no credit is as bad as bad credit. At the car lot I worked for, my dad and I were considering trading in my POS Pontiac for a Tundra. When the guys ran my credit, information popped up for a lady in Alabama born in '77.

One would think I'd have cared at the time, but I didn't. Perks of being young and indifferent.

*sad face with one more chin for good luck*

I digress.

At the end of the day, I'm getting it all fixed and hopefully making my school-loan life a lot better by consolidating. Fortunately, dealing with my real world has definitely taken my mind off of the worries of my "could be real" world.

Despite an email saying: "I can't best represent you." with no other explanation, I feel like life goes on. I have other things to do that don't involve my writing. I LOVE writing, I do, but I can't let it define me. I can't throw all my ducks into the hope of one person saying "Yes" because in five years, I'll have no back up plan and no ducks.




And we all like ducks....

*Kayla*

2 comments:

  1. I am glad you wrote about this because many struggle with the same worries.

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  2. Thanks. :) I thought it might be embarrassing, but its really been a positive for my day. Im trying hard in my new years resolution of not worrying.

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